Best Hysa Rates 2025 Comparison. These accounts offer a much higher annual percentage yield (apy) compared to standard savings accounts, which typically yield just 0.42% apy [1]. For example, the average savings account rate is just 0.42%, while the best savings interest rates are generally around 4.0% to 4.5% apy.

Here are today’s best accounts and highest rates. This means you can grow your money while also storing it safely.